Do you have a budget? I have never had a budget. I don't know from budgets. I don’t want a budget. But I find myself being cornered into making one – whip and chair in hand. We call this - Wake-Up Call: The Advanced Course. I will be leaving my day job within a few months. I have seen the wagons circling for quite a while, but it is a different ball of wax when everyone parks it and hops down for a chat.